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Tamilnad Mercantile Bank

VIRALIPATTI BRANCH

+914543251223

IFSC CODE
TMBL0000079
MICR Code 625060104
Branch Code 000079
City / District VIRALIMAYANPATTI
State TAMIL NADU
Office Address 4/243, MAIN ROAD, VIRALIPATTI-624202 TAMILNADU
Phone +914543251223
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Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VIRALIPATTI branch of Tamilnad Mercantile Bank, the code TMBL0000079 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TMBL0000079 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TMBL" represents Tamilnad Mercantile Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VIRALIPATTI

Payment Systems Supported by TMBL0000079

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—625060104—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamilnad Mercantile Bank in VIRALIMAYANPATTI typically follows the RBI holiday calendar. Digital transfers via TMBL0000079 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TMBL0000079 is the valid code for VIRALIPATTI at VIRALIMAYANPATTI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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  • • Personal Loan EMI Calc
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Branch Context

  • • VIRALIPATTI Contact
  • • Address of Tamilnad Mercantile Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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