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TJSB Sahakari Bank

LAKSHDEEP BRANCH VASCO BRANCH

IFSC CODE
TJSB0000182
MICR Code 403109008
Branch Code 000182
City / District VASCO DA GAMA
State GOA
Office Address LAKSHDEEP APARTMENTS, NEAR DAMODAR TEMPLE, VASCO DA GAMA, GOA 403 802
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of TJSB Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the LAKSHDEEP BRANCH VASCO branch of TJSB Sahakari Bank, the code TJSB0000182 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TJSB0000182 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TJSB" represents TJSB Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for LAKSHDEEP BRANCH VASCO

Payment Systems Supported by TJSB0000182

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—403109008—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The TJSB Sahakari Bank in VASCO DA GAMA typically follows the RBI holiday calendar. Digital transfers via TJSB0000182 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TJSB0000182 is the valid code for LAKSHDEEP BRANCH VASCO at VASCO DA GAMA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • LAKSHDEEP BRANCH VASCO Contact
  • • Address of TJSB Sahakari Bank
  • • MICR Code Finder
  • • GOA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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