TJSB Sahakari Bank
VADODARA BRANCH BRANCH
+912652353502
Understanding IFSC Code: The Digital DNA of TJSB Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VADODARA BRANCH
branch of TJSB Sahakari Bank, the code TJSB0000099 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TJSB0000099 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TJSB" represents TJSB Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VADODARA BRANCH
Payment Systems Supported by TJSB0000099
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—390109002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The TJSB Sahakari Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via TJSB0000099 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TJSB0000099 is the valid code for VADODARA BRANCH at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • VADODARA BRANCH Contact
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Platform Links
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