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TJSB Sahakari Bank

GANGAPUR ROAD BRANCH BRANCH

+912532340007

IFSC CODE
TJSB0000021
MICR Code 422109003
Branch Code 000021
City / District NASHIK
State MAHARASHTRA
Office Address 1-3, GROUND FLOOR, NAV-RACHANA VIDYALAYA COMPLEX, SAVARKAR NAGAR, GANGAPUR ROAD, NASHIK-422013
Phone +912532340007
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of TJSB Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GANGAPUR ROAD BRANCH branch of TJSB Sahakari Bank, the code TJSB0000021 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TJSB0000021 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TJSB" represents TJSB Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GANGAPUR ROAD BRANCH

Payment Systems Supported by TJSB0000021

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422109003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The TJSB Sahakari Bank in NASHIK typically follows the RBI holiday calendar. Digital transfers via TJSB0000021 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TJSB0000021 is the valid code for GANGAPUR ROAD BRANCH at NASHIK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GANGAPUR ROAD BRANCH Contact
  • • Address of TJSB Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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