Home / TJSB Sahakari Bank / KALWA BRANCH
TJ

TJSB Sahakari Bank

KALWA BRANCH BRANCH

+912225304954

IFSC CODE
TJSB0000014
MICR Code 400109014
Branch Code 000014
City / District THANE
State MAHARASHTRA
Office Address JAGRUTI APARTMENT, SHIVAJI CHOWK, KALWA NAKA, KALWA(W)-400605
Phone +912225304954
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of TJSB Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KALWA BRANCH branch of TJSB Sahakari Bank, the code TJSB0000014 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TJSB0000014 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TJSB" represents TJSB Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KALWA BRANCH

Payment Systems Supported by TJSB0000014

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400109014—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The TJSB Sahakari Bank in THANE typically follows the RBI holiday calendar. Digital transfers via TJSB0000014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TJSB0000014 is the valid code for KALWA BRANCH at THANE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • TJSB Sahakari Bank Branch List
  • • THANE IFSC Codes
  • • Swift Code for TJSB Sahakari Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • KALWA BRANCH Contact
  • • Address of TJSB Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: TJSB Sahakari Bank TJSB0000014 code, find KALWA BRANCH branch details, TJSB Sahakari Bank THANE contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for TJSB Sahakari Bank THANE, online neft rtgs imps guide india, how to find ifsc code of TJSB Sahakari Bank.