TELANGANA GRAMEENA BANK
MUDIGONDA BRANCH
+919490157200
Understanding IFSC Code: The Digital DNA of TELANGANA GRAMEENA BANK
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MUDIGONDA
branch of TELANGANA GRAMEENA BANK, the code TGRB0004152 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TGRB0004152 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TGRB" represents TELANGANA GRAMEENA BANK
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MUDIGONDA
Payment Systems Supported by TGRB0004152
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The TELANGANA GRAMEENA BANK in KHAMMAM typically follows the RBI holiday calendar. Digital transfers via TGRB0004152 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TGRB0004152 is the valid code for MUDIGONDA at KHAMMAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
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Platform Links
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