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TELANGANA GRAMEENA BANK

PALVANCHA BRANCH

+919490153738

IFSC CODE
TGRB0004115
MICR Code
Branch Code 004115
City / District BHADRADRI KOTHAGUDEM
State TELANGANA
Office Address PALVANCHA,TEH.KOTHAGUDEM,507115
Phone +919490153738
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of TELANGANA GRAMEENA BANK

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PALVANCHA branch of TELANGANA GRAMEENA BANK, the code TGRB0004115 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TGRB0004115 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TGRB" represents TELANGANA GRAMEENA BANK

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PALVANCHA

Payment Systems Supported by TGRB0004115

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The TELANGANA GRAMEENA BANK in BHADRADRI KOTHAGUDEM typically follows the RBI holiday calendar. Digital transfers via TGRB0004115 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TGRB0004115 is the valid code for PALVANCHA at BHADRADRI KOTHAGUDEM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • PALVANCHA Contact
  • • Address of TELANGANA GRAMEENA BANK
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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