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Thane District Central Co-operative Bank

ASANGAON BRANCH

+919270862260

IFSC CODE
TDCB0000095
MICR Code 400524058
Branch Code 000095
City / District ASANGAON
State MAHARASHTRA
Office Address PITASHRI,SHREE SWAMI SAMARTH,CHOWK,STATION ROAD,ASANGAON W,TAL SHAHAPUR,DIST THANE
Phone +919270862260
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Understanding IFSC Code: The Digital DNA of Thane District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ASANGAON branch of Thane District Central Co-operative Bank, the code TDCB0000095 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TDCB0000095 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TDCB" represents Thane District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ASANGAON

Payment Systems Supported by TDCB0000095

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400524058—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Thane District Central Co-operative Bank in ASANGAON typically follows the RBI holiday calendar. Digital transfers via TDCB0000095 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TDCB0000095 is the valid code for ASANGAON at ASANGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • ASANGAON Contact
  • • Address of Thane District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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