Thane District Central Co-operative Bank
LODHA HEAVEN ,SHILPHATA BRANCH
+919224182032
Understanding IFSC Code: The Digital DNA of Thane District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LODHA HEAVEN ,SHILPHATA
branch of Thane District Central Co-operative Bank, the code TDCB0000085 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TDCB0000085 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TDCB" represents Thane District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LODHA HEAVEN ,SHILPHATA
Payment Systems Supported by TDCB0000085
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400524053—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Thane District Central Co-operative Bank in THANE typically follows the RBI holiday calendar. Digital transfers via TDCB0000085 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TDCB0000085 is the valid code for LODHA HEAVEN ,SHILPHATA at THANE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • LODHA HEAVEN ,SHILPHATA Contact
- • Address of Thane District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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