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Thane District Central Co-operative Bank

NAVAPUR BRANCH

+912525288321

IFSC CODE
TDCB0000071
MICR Code
Branch Code 000071
City / District PALGHAR
State MAHARASHTRA
Office Address NEAR GRAMPANCHAYAT OFFICE, AT & POST-NAVAPUR, TAL.PALGHAR, DIST.THANE. PIN-401 401.
Phone +912525288321
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Thane District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAVAPUR branch of Thane District Central Co-operative Bank, the code TDCB0000071 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TDCB0000071 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TDCB" represents Thane District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAVAPUR

Payment Systems Supported by TDCB0000071

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Thane District Central Co-operative Bank in PALGHAR typically follows the RBI holiday calendar. Digital transfers via TDCB0000071 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TDCB0000071 is the valid code for NAVAPUR at PALGHAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Thane District Central Co-operative Bank Branch List
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  • • Swift Code for Thane District Central Co-operative Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • NAVAPUR Contact
  • • Address of Thane District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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