Home / SVC Co-operative Bank / THE KALWAN MERCHANTS COOP BANK LTD ABHONA
SV

SVC Co-operative Bank

THE KALWAN MERCHANTS COOP BANK LTD ABHONA BRANCH

+912592240417

IFSC CODE
SVCB0038003
MICR Code
Branch Code 038003
City / District ABHONA
State MAHARASHTRA
Office Address MAIN ROAD, ABHONA AT POST-ABHONA,TAL-KALWAN, DIST-NASHIK - 423 502
Phone +912592240417
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of SVC Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE KALWAN MERCHANTS COOP BANK LTD ABHONA branch of SVC Co-operative Bank, the code SVCB0038003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SVCB0038003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SVCB" represents SVC Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE KALWAN MERCHANTS COOP BANK LTD ABHONA

Payment Systems Supported by SVCB0038003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The SVC Co-operative Bank in ABHONA typically follows the RBI holiday calendar. Digital transfers via SVCB0038003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SVCB0038003 is the valid code for THE KALWAN MERCHANTS COOP BANK LTD ABHONA at ABHONA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • SVC Co-operative Bank Branch List
  • • ABHONA IFSC Codes
  • • Swift Code for SVC Co-operative Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • THE KALWAN MERCHANTS COOP BANK LTD ABHONA Contact
  • • Address of SVC Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: SVC Co-operative Bank SVCB0038003 code, find THE KALWAN MERCHANTS COOP BANK LTD ABHONA branch details, SVC Co-operative Bank ABHONA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for SVC Co-operative Bank ABHONA, online neft rtgs imps guide india, how to find ifsc code of SVC Co-operative Bank.