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SVC Co-operative Bank

SIRCILLA URBAN BK YELLAREDDY PET BRANCH

+918723244112

IFSC CODE
SVCB0025003
MICR Code
Branch Code 025003
City / District YELLAREDDIPET
State ANDHRA PRADESH
Office Address H NO 10 252 BY 1 YELLAREDDYPET,505 303
Phone +918723244112
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of SVC Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SIRCILLA URBAN BK YELLAREDDY PET branch of SVC Co-operative Bank, the code SVCB0025003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SVCB0025003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SVCB" represents SVC Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SIRCILLA URBAN BK YELLAREDDY PET

Payment Systems Supported by SVCB0025003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The SVC Co-operative Bank in YELLAREDDIPET typically follows the RBI holiday calendar. Digital transfers via SVCB0025003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SVCB0025003 is the valid code for SIRCILLA URBAN BK YELLAREDDY PET at YELLAREDDIPET, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SIRCILLA URBAN BK YELLAREDDY PET Contact
  • • Address of SVC Co-operative Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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