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Jaihind Urban Co-operative Bank

Jaihind Urban Co-operative Bank IMPS BRANCH

+912027614522

IFSC CODE
SVCB0011002
MICR Code 411164290
Branch Code 011002
City / District PUNE
State MAHARASHTRA
Office Address KUNAL MARKET, 1ST FLOOR, CHAPEKAR CHOWK, CHINCHWAD PUNE 411033
Phone +912027614522
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jaihind Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Jaihind Urban Co-operative Bank IMPS branch of Jaihind Urban Co-operative Bank, the code SVCB0011002 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SVCB0011002 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SVCB" represents Jaihind Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Jaihind Urban Co-operative Bank IMPS

Payment Systems Supported by SVCB0011002

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—411164290—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jaihind Urban Co-operative Bank in PUNE typically follows the RBI holiday calendar. Digital transfers via SVCB0011002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SVCB0011002 is the valid code for Jaihind Urban Co-operative Bank IMPS at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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