Abhinav Sahakari Bank
Abhinav Sahakari Bank IMPS BRANCH
+912512482918
Understanding IFSC Code: The Digital DNA of Abhinav Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Abhinav Sahakari Bank IMPS
branch of Abhinav Sahakari Bank, the code SVCB0007002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SVCB0007002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SVCB" represents Abhinav Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Abhinav Sahakari Bank IMPS
Payment Systems Supported by SVCB0007002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400345002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Abhinav Sahakari Bank in DOMBIVLI typically follows the RBI holiday calendar. Digital transfers via SVCB0007002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SVCB0007002 is the valid code for Abhinav Sahakari Bank IMPS at DOMBIVLI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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