Suryoday Small Finance Bank
KAMRAJ NAGAR BRANCH
Understanding IFSC Code: The Digital DNA of Suryoday Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KAMRAJ NAGAR
branch of Suryoday Small Finance Bank, the code SURY0000020 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SURY0000020 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SURY" represents Suryoday Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KAMRAJ NAGAR
Payment Systems Supported by SURY0000020
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—605757002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Suryoday Small Finance Bank in PUDUCHERRY typically follows the RBI holiday calendar. Digital transfers via SURY0000020 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SURY0000020 is the valid code for KAMRAJ NAGAR at PUDUCHERRY, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • KAMRAJ NAGAR Contact
- • Address of Suryoday Small Finance Bank
- • MICR Code Finder
- • PUDUCHERRY Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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