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Suryoday Small Finance Bank

THANE BRANCH

IFSC CODE
SURY0000014
MICR Code 400757005
Branch Code 000014
City / District MUMBAI
State MAHARASHTRA
Office Address G-1 X SHOPPING CENTER,FLOWER VALLEY CHS LTD., NEXT TO STATE BANK OF INDIA,EASTERN EXPRESS HIGHWAY THANE ( WEST), OPPOSITE VIVIANA MALL,MUMBAI
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Suryoday Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THANE branch of Suryoday Small Finance Bank, the code SURY0000014 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SURY0000014 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SURY" represents Suryoday Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THANE

Payment Systems Supported by SURY0000014

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400757005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Suryoday Small Finance Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via SURY0000014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SURY0000014 is the valid code for THANE at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THANE Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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