Saraswat Co-operative Bank
TILAK NAGAR BR BRANCH
+912225275503
Understanding IFSC Code: The Digital DNA of Saraswat Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TILAK NAGAR BR
branch of Saraswat Co-operative Bank, the code SRCB0000196 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SRCB0000196 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SRCB" represents Saraswat Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TILAK NAGAR BR
Payment Systems Supported by SRCB0000196
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400088080—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Saraswat Co-operative Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via SRCB0000196 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SRCB0000196 is the valid code for TILAK NAGAR BR at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Saraswat Co-operative Bank Branch List
- • MUMBAI IFSC Codes
- • Swift Code for Saraswat Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • TILAK NAGAR BR Contact
- • Address of Saraswat Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Saraswat Co-operative Bank SRCB0000196 code, find TILAK NAGAR BR branch details, Saraswat Co-operative Bank MUMBAI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Saraswat Co-operative Bank MUMBAI, online neft rtgs imps guide india, how to find ifsc code of Saraswat Co-operative Bank.