Saraspur Nagrik Co-operative Bank
SOLA BRANCH BRANCH
+917935218870
Understanding IFSC Code: The Digital DNA of Saraspur Nagrik Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SOLA BRANCH
branch of Saraspur Nagrik Co-operative Bank, the code SNBK0000013 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SNBK0000013 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SNBK" represents Saraspur Nagrik Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SOLA BRANCH
Payment Systems Supported by SNBK0000013
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—380215013—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Saraspur Nagrik Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via SNBK0000013 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SNBK0000013 is the valid code for SOLA BRANCH at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • SOLA BRANCH Contact
- • Address of Saraspur Nagrik Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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