Shivalik Small Finance Bank
ROORKEE BRANCH
+919634190508
Understanding IFSC Code: The Digital DNA of Shivalik Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ROORKEE
branch of Shivalik Small Finance Bank, the code SMCB0001034 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SMCB0001034 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SMCB" represents Shivalik Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ROORKEE
Payment Systems Supported by SMCB0001034
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—247721603—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shivalik Small Finance Bank in ROORKEE typically follows the RBI holiday calendar. Digital transfers via SMCB0001034 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SMCB0001034 is the valid code for ROORKEE at ROORKEE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Shivalik Small Finance Bank Branch List
- • ROORKEE IFSC Codes
- • Swift Code for Shivalik Small Finance Bank
- • Bank Holiday in UTTARAKHAND
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • ROORKEE Contact
- • Address of Shivalik Small Finance Bank
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Shivalik Small Finance Bank SMCB0001034 code, find ROORKEE branch details, Shivalik Small Finance Bank ROORKEE contact number, UTTARAKHAND bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Shivalik Small Finance Bank ROORKEE, online neft rtgs imps guide india, how to find ifsc code of Shivalik Small Finance Bank.