Shivalik Small Finance Bank
NOIDA SECTOR ONE THITYFIVE BRANCH
+919990106135
Understanding IFSC Code: The Digital DNA of Shivalik Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NOIDA SECTOR ONE THITYFIVE
branch of Shivalik Small Finance Bank, the code SMCB0001016 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SMCB0001016 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SMCB" represents Shivalik Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NOIDA SECTOR ONE THITYFIVE
Payment Systems Supported by SMCB0001016
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110721005—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shivalik Small Finance Bank in NOIDA typically follows the RBI holiday calendar. Digital transfers via SMCB0001016 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SMCB0001016 is the valid code for NOIDA SECTOR ONE THITYFIVE at NOIDA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Shivalik Small Finance Bank Branch List
- • NOIDA IFSC Codes
- • Swift Code for Shivalik Small Finance Bank
- • Bank Holiday in UTTAR PRADESH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • NOIDA SECTOR ONE THITYFIVE Contact
- • Address of Shivalik Small Finance Bank
- • MICR Code Finder
- • UTTAR PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Shivalik Small Finance Bank SMCB0001016 code, find NOIDA SECTOR ONE THITYFIVE branch details, Shivalik Small Finance Bank NOIDA contact number, UTTAR PRADESH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Shivalik Small Finance Bank NOIDA, online neft rtgs imps guide india, how to find ifsc code of Shivalik Small Finance Bank.