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Shree Kadi Nagarik Sahakari Bank

THOL BRANCH BRANCH

+917043750613

IFSC CODE
SKNB0000013
MICR Code 380802013
Branch Code 000013
City / District MEHSANA
State GUJARAT
Office Address NEAR AMBAJI TEMPLE,THOL,KADI 382728
Phone +917043750613
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Shree Kadi Nagarik Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THOL BRANCH branch of Shree Kadi Nagarik Sahakari Bank, the code SKNB0000013 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SKNB0000013 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SKNB" represents Shree Kadi Nagarik Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THOL BRANCH

Payment Systems Supported by SKNB0000013

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—380802013—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shree Kadi Nagarik Sahakari Bank in MEHSANA typically follows the RBI holiday calendar. Digital transfers via SKNB0000013 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SKNB0000013 is the valid code for THOL BRANCH at MEHSANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THOL BRANCH Contact
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Platform Links

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