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Solapur Janata Sahakari Bank

OMERGA BRANCH

252076

IFSC CODE
SJSB0000007
MICR Code
Branch Code 000007
City / District OMERGA
State MAHARASHTRA
Office Address MALGECOMPLEX BAJAR LINEOMERGA.DIS. OSMANABAD413606
Phone 252076
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Solapur Janata Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the OMERGA branch of Solapur Janata Sahakari Bank, the code SJSB0000007 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SJSB0000007 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SJSB" represents Solapur Janata Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for OMERGA

Payment Systems Supported by SJSB0000007

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Solapur Janata Sahakari Bank in OMERGA typically follows the RBI holiday calendar. Digital transfers via SJSB0000007 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SJSB0000007 is the valid code for OMERGA at OMERGA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • OMERGA Contact
  • • Address of Solapur Janata Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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