Sindhudurg District Central Co-operative Bank
TITHAWALI BRANCH
+912367205571
Related Branches
Understanding IFSC Code: The Digital DNA of Sindhudurg District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TITHAWALI
branch of Sindhudurg District Central Co-operative Bank, the code SIDC0001077 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SIDC0001077 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SIDC" represents Sindhudurg District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TITHAWALI
Payment Systems Supported by SIDC0001077
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416801522—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sindhudurg District Central Co-operative Bank in TITHAWALI typically follows the RBI holiday calendar. Digital transfers via SIDC0001077 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SIDC0001077 is the valid code for TITHAWALI at TITHAWALI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • TITHAWALI Contact
- • Address of Sindhudurg District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
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- • IFSC Finder v2.0
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