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South Indian Bank

TRADE FINANCE CENTRAL PROCESSING CENTRE BRANCH

+914842365657

IFSC CODE
SIBL0008090
MICR Code
Branch Code 008090
City / District KOCHI
State KERALA
Office Address IST FLOOR, SIB BUILDING,MARKET ROAD ,ERNAKULAM , KERALA-682035
Phone +914842365657
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRADE FINANCE CENTRAL PROCESSING CENTRE branch of South Indian Bank, the code SIBL0008090 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0008090 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRADE FINANCE CENTRAL PROCESSING CENTRE

Payment Systems Supported by SIBL0008090

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in KOCHI typically follows the RBI holiday calendar. Digital transfers via SIBL0008090 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0008090 is the valid code for TRADE FINANCE CENTRAL PROCESSING CENTRE at KOCHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • TRADE FINANCE CENTRAL PROCESSING CENTRE Contact
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Platform Links

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