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South Indian Bank

THIRUVATHUR BRANCH

+914842365657

IFSC CODE
SIBL0000908
MICR Code 600059041
Branch Code 000908
City / District PAVINJUR
State TAMIL NADU
Office Address DONO352,WARD NO1,KPS COMPLEX,THIRUVATHUR,PAVUNJUR PO,KANCHEEPURAM DISTRICT,TAMILNADU-603312
Phone +914842365657
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Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THIRUVATHUR branch of South Indian Bank, the code SIBL0000908 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000908 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THIRUVATHUR

Payment Systems Supported by SIBL0000908

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—600059041—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in PAVINJUR typically follows the RBI holiday calendar. Digital transfers via SIBL0000908 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000908 is the valid code for THIRUVATHUR at PAVINJUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • THIRUVATHUR Contact
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  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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