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South Indian Bank

BRILLIANT STUDENT CENTRE EC BRANCH

+914842365657

IFSC CODE
SIBL0000879
MICR Code 686059834
Branch Code 000879
City / District PALAI
State KERALA
Office Address BRILLIANT, MUTHOLY-KODUNGOOR ROAD, MUTHOLY, PULIYANNOOR, KOTTAYAM 686573
Phone +914842365657
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BRILLIANT STUDENT CENTRE EC branch of South Indian Bank, the code SIBL0000879 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000879 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BRILLIANT STUDENT CENTRE EC

Payment Systems Supported by SIBL0000879

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—686059834—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in PALAI typically follows the RBI holiday calendar. Digital transfers via SIBL0000879 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000879 is the valid code for BRILLIANT STUDENT CENTRE EC at PALAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • BRILLIANT STUDENT CENTRE EC Contact
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Platform Links

  • • Anand Design DevBox
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