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South Indian Bank

NAMAKKAL BRANCH

+914286276752

IFSC CODE
SIBL0000752
MICR Code 636059007
Branch Code 000752
City / District NAMAKKAL
State TAMIL NADU
Office Address 337-114 B-1,KKP COMPLEX, OPP. LMR THEATRE, SALEM ROAD, NAMAKKAL-637001
Phone +914286276752
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAMAKKAL branch of South Indian Bank, the code SIBL0000752 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000752 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAMAKKAL

Payment Systems Supported by SIBL0000752

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—636059007—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in NAMAKKAL typically follows the RBI holiday calendar. Digital transfers via SIBL0000752 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000752 is the valid code for NAMAKKAL at NAMAKKAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • NAMAKKAL Contact
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Platform Links

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