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South Indian Bank

MOOKKANNUR BRANCH

+914842615815

IFSC CODE
SIBL0000586
MICR Code 683059802
Branch Code 000586
City / District MOOKKANNOR
State KERALA
Office Address BUILDING NO. VII204-207, MOOKKANNUR PO, VIA ANGAMALY 683577
Phone +914842615815
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Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MOOKKANNUR branch of South Indian Bank, the code SIBL0000586 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000586 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MOOKKANNUR

Payment Systems Supported by SIBL0000586

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—683059802—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in MOOKKANNOR typically follows the RBI holiday calendar. Digital transfers via SIBL0000586 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000586 is the valid code for MOOKKANNUR at MOOKKANNOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MOOKKANNUR Contact
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  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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