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South Indian Bank

KALOR VIA KALLORKKAD BRANCH

+9148622678888

IFSC CODE
SIBL0000585
MICR Code 686059826
Branch Code 000585
City / District KALLOOR
State KERALA
Office Address KOCHUKUDIYIL BUILDING, NO.691-A NO. IV, KALOORKAD PANCHAYATH VIA KALOOR 686668
Phone +9148622678888
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KALOR VIA KALLORKKAD branch of South Indian Bank, the code SIBL0000585 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000585 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KALOR VIA KALLORKKAD

Payment Systems Supported by SIBL0000585

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—686059826—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in KALLOOR typically follows the RBI holiday calendar. Digital transfers via SIBL0000585 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000585 is the valid code for KALOR VIA KALLORKKAD at KALLOOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KALOR VIA KALLORKKAD Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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