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South Indian Bank

TRICHY CANTONMENT BRANCH

+914312464669

IFSC CODE
SIBL0000388
MICR Code 620059003
Branch Code 000388
City / District TIRUCHIRAPPALLI
State TAMIL NADU
Office Address NO.1,1ST FLOOR, PAVALAM BLOCK,ST. PAULS SEMINARY COMPLEX , OPP.HPO,TRICHY CANTONMENT, TIRUCHIRAPALLI , TAMIL NADU, PIN-620001
Phone +914312464669
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRICHY CANTONMENT branch of South Indian Bank, the code SIBL0000388 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000388 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRICHY CANTONMENT

Payment Systems Supported by SIBL0000388

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—620059003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in TIRUCHIRAPPALLI typically follows the RBI holiday calendar. Digital transfers via SIBL0000388 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000388 is the valid code for TRICHY CANTONMENT at TIRUCHIRAPPALLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • TRICHY CANTONMENT Contact
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  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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