South Indian Bank
CHENNAI T. NAGAR BRANCH
+914428143589
Understanding IFSC Code: The Digital DNA of South Indian Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CHENNAI T. NAGAR
branch of South Indian Bank, the code SIBL0000357 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SIBL0000357 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SIBL" represents South Indian Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CHENNAI T. NAGAR
Payment Systems Supported by SIBL0000357
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—600059013—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The South Indian Bank in CHENNAI typically follows the RBI holiday calendar. Digital transfers via SIBL0000357 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SIBL0000357 is the valid code for CHENNAI T. NAGAR at CHENNAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • CHENNAI T. NAGAR Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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