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South Indian Bank

UDUMALPET BRANCH

+914252231602

IFSC CODE
SIBL0000349
MICR Code 642059102
Branch Code 000349
City / District COIMBATORE
State TAMIL NADU
Office Address UDUMALPET BRANCH, SREE TOWERS, , 168/4,PALANI ROAD, ,P.O.GANDHI NAGAR, , COIMBATORE , TAMIL NADU, PIN-642154
Phone +914252231602
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of South Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the UDUMALPET branch of South Indian Bank, the code SIBL0000349 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SIBL0000349 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SIBL" represents South Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for UDUMALPET

Payment Systems Supported by SIBL0000349

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—642059102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The South Indian Bank in COIMBATORE typically follows the RBI holiday calendar. Digital transfers via SIBL0000349 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SIBL0000349 is the valid code for UDUMALPET at COIMBATORE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • UDUMALPET Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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