Satara District Central Co-operative Bank
NIRGUDI BRANCH
+912166256173
Related Branches
Understanding IFSC Code: The Digital DNA of Satara District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NIRGUDI
branch of Satara District Central Co-operative Bank, the code SDCE0001132 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SDCE0001132 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SDCE" represents Satara District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NIRGUDI
Payment Systems Supported by SDCE0001132
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415851665—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Satara District Central Co-operative Bank in NIRGUDI typically follows the RBI holiday calendar. Digital transfers via SDCE0001132 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SDCE0001132 is the valid code for NIRGUDI at NIRGUDI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • NIRGUDI Contact
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Platform Links
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