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Satara District Central Co-operative Bank

VADAGAON HAVELI BRANCH

+912164268026

IFSC CODE
SDCE0001122
MICR Code 415851532
Branch Code 001122
City / District VADAGAON HAVELI
State MAHARASHTRA
Office Address TAL-KARAD,DIST-SATARA
Phone +912164268026
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Understanding IFSC Code: The Digital DNA of Satara District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VADAGAON HAVELI branch of Satara District Central Co-operative Bank, the code SDCE0001122 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SDCE0001122 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SDCE" represents Satara District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VADAGAON HAVELI

Payment Systems Supported by SDCE0001122

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—415851532—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Satara District Central Co-operative Bank in VADAGAON HAVELI typically follows the RBI holiday calendar. Digital transfers via SDCE0001122 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SDCE0001122 is the valid code for VADAGAON HAVELI at VADAGAON HAVELI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • VADAGAON HAVELI Contact
  • • Address of Satara District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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