Standard Chartered Bank
GURUSADAY ROAD BRANCH
+913322900768
Understanding IFSC Code: The Digital DNA of Standard Chartered Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GURUSADAY ROAD
branch of Standard Chartered Bank, the code SCBL0036087 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SCBL0036087 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SCBL" represents Standard Chartered Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GURUSADAY ROAD
Payment Systems Supported by SCBL0036087
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700036020—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Standard Chartered Bank in KOLKATA typically follows the RBI holiday calendar. Digital transfers via SCBL0036087 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SCBL0036087 is the valid code for GURUSADAY ROAD at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • GURUSADAY ROAD Contact
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Platform Links
- • Anand Design DevBox
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