Standard Chartered Bank
ERNAKULAM-GK ARCADE BRANCH
+914222550589
Understanding IFSC Code: The Digital DNA of Standard Chartered Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ERNAKULAM-GK ARCADE
branch of Standard Chartered Bank, the code SCBL0036082 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SCBL0036082 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SCBL" represents Standard Chartered Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ERNAKULAM-GK ARCADE
Payment Systems Supported by SCBL0036082
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—682036003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Standard Chartered Bank in ERNAKULAM typically follows the RBI holiday calendar. Digital transfers via SCBL0036082 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SCBL0036082 is the valid code for ERNAKULAM-GK ARCADE at ERNAKULAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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