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State Bank of India

NODAKHALI BRANCH

+919674711348

IFSC CODE
SBIN0065086
MICR Code 743002009
Branch Code 065086
City / District NODAKHALI
State WEST BENGAL
Office Address VILL - CHARA DONGARIA,PO - DONGARIA,PS - NODAKHALI,DIST - SOUTH 24 PARGANAS AND PIN 743318
Phone +919674711348
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Understanding IFSC Code: The Digital DNA of State Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NODAKHALI branch of State Bank of India, the code SBIN0065086 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SBIN0065086 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SBIN" represents State Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NODAKHALI

Payment Systems Supported by SBIN0065086

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—743002009—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The State Bank of India in NODAKHALI typically follows the RBI holiday calendar. Digital transfers via SBIN0065086 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SBIN0065086 is the valid code for NODAKHALI at NODAKHALI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • State Bank of India Branch List
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Branch Context

  • • NODAKHALI Contact
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  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
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