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State Bank of India

CHETHEBA BRANCH BRANCH

+919862272792

IFSC CODE
SBIN0064947
MICR Code 797002015
Branch Code 064947
City / District CHETHEBA
State ASSAM
Office Address STATE BANK OF INDIA,CHETHEBA BRANCH,CHETHEBA TOWN,PHEK,NAGALAND-797104
Phone +919862272792
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Understanding IFSC Code: The Digital DNA of State Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHETHEBA BRANCH branch of State Bank of India, the code SBIN0064947 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SBIN0064947 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SBIN" represents State Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHETHEBA BRANCH

Payment Systems Supported by SBIN0064947

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—797002015—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The State Bank of India in CHETHEBA typically follows the RBI holiday calendar. Digital transfers via SBIN0064947 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SBIN0064947 is the valid code for CHETHEBA BRANCH at CHETHEBA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • CHETHEBA BRANCH Contact
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Platform Links

  • • Anand Design DevBox
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