State Bank of India
PYAREPUR MAUDA, LUCKNOW RURAL BRANCH
+919999892799
Related Branches
Understanding IFSC Code: The Digital DNA of State Bank of India
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PYAREPUR MAUDA, LUCKNOW RURAL
branch of State Bank of India, the code SBIN0032672 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SBIN0032672 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SBIN" represents State Bank of India
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PYAREPUR MAUDA, LUCKNOW RURAL
Payment Systems Supported by SBIN0032672
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—226002516—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The State Bank of India in BIJNAUR typically follows the RBI holiday calendar. Digital transfers via SBIN0032672 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SBIN0032672 is the valid code for PYAREPUR MAUDA, LUCKNOW RURAL at BIJNAUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • State Bank of India Branch List
- • BIJNAUR IFSC Codes
- • Swift Code for State Bank of India
- • Bank Holiday in UTTAR PRADESH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • PYAREPUR MAUDA, LUCKNOW RURAL Contact
- • Address of State Bank of India
- • MICR Code Finder
- • UTTAR PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: State Bank of India SBIN0032672 code, find PYAREPUR MAUDA, LUCKNOW RURAL branch details, State Bank of India BIJNAUR contact number, UTTAR PRADESH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for State Bank of India BIJNAUR, online neft rtgs imps guide india, how to find ifsc code of State Bank of India.