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State Bank of India

PERSONAL BANKING BRANCH DEHRI. BRANCH

+917654411069

IFSC CODE
SBIN0018103
MICR Code 821002715
Branch Code 018103
City / District DERHGAON
State BIHAR
Office Address SHYAMSUNDERMEHRAMEHRAHOUSEPALIROADDEHRIONSHONEROHTASBIHAR821305
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Understanding IFSC Code: The Digital DNA of State Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PERSONAL BANKING BRANCH DEHRI. branch of State Bank of India, the code SBIN0018103 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SBIN0018103 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SBIN" represents State Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PERSONAL BANKING BRANCH DEHRI.

Payment Systems Supported by SBIN0018103

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—821002715—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The State Bank of India in DERHGAON typically follows the RBI holiday calendar. Digital transfers via SBIN0018103 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SBIN0018103 is the valid code for PERSONAL BANKING BRANCH DEHRI. at DERHGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • PERSONAL BANKING BRANCH DEHRI. Contact
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Platform Links

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  • • IFSC Finder v2.0

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