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State Bank of India

MARATHA COLONY DHARWAD BRANCH

+919611090493

IFSC CODE
SBIN0017788
MICR Code 580002310
Branch Code 017788
City / District DHARWAD
State KARNATAKA
Office Address NO.114,MARATHA COLONY,OPPOSITE KAMAT FIRE DEPOT,DHARWAD,DISTT.DHARWAD.KARNATAKA 580008
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Understanding IFSC Code: The Digital DNA of State Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MARATHA COLONY DHARWAD branch of State Bank of India, the code SBIN0017788 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SBIN0017788 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SBIN" represents State Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MARATHA COLONY DHARWAD

Payment Systems Supported by SBIN0017788

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—580002310—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The State Bank of India in DHARWAD typically follows the RBI holiday calendar. Digital transfers via SBIN0017788 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SBIN0017788 is the valid code for MARATHA COLONY DHARWAD at DHARWAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • State Bank of India Branch List
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Financial Tools

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Branch Context

  • • MARATHA COLONY DHARWAD Contact
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  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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