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State Bank of India

SUNGAL BRANCH

+919419101560

IFSC CODE
SBIN0017262
MICR Code 180002046
Branch Code 017262
City / District AKHNOOR
State JAMMU AND KASHMIR
Office Address NEAR PRIMARY HEALTH CENTRE,MATADOR STAND,SUNGAL,TEL.AKHNOOR,DISTT.JAMMU.JAMMU AND KASHMIR 181201
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Understanding IFSC Code: The Digital DNA of State Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SUNGAL branch of State Bank of India, the code SBIN0017262 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SBIN0017262 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SBIN" represents State Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SUNGAL

Payment Systems Supported by SBIN0017262

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—180002046—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The State Bank of India in AKHNOOR typically follows the RBI holiday calendar. Digital transfers via SBIN0017262 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SBIN0017262 is the valid code for SUNGAL at AKHNOOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • SUNGAL Contact
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Platform Links

  • • Anand Design DevBox
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