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Bharatpur Central Co-operative Bank

Bharatpur Central Co-operative Bank IMPS BRANCH

+915644223538

IFSC CODE
RSCB0015001
MICR Code 321804003
Branch Code 015001
City / District BHARATPUR
State MAHARASHTRA
Office Address SARAFA BAZAR,BHARATPUR 321001
Phone +915644223538
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bharatpur Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Bharatpur Central Co-operative Bank IMPS branch of Bharatpur Central Co-operative Bank, the code RSCB0015001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RSCB0015001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RSCB" represents Bharatpur Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Bharatpur Central Co-operative Bank IMPS

Payment Systems Supported by RSCB0015001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—321804003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bharatpur Central Co-operative Bank in BHARATPUR typically follows the RBI holiday calendar. Digital transfers via RSCB0015001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RSCB0015001 is the valid code for Bharatpur Central Co-operative Bank IMPS at BHARATPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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