Rajasthan State Co-operative Bank
THE BANSWARA CENTRAL COOP BANKLTD BRANCH
+912963220048
Understanding IFSC Code: The Digital DNA of Rajasthan State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE BANSWARA CENTRAL COOP BANKLTD
branch of Rajasthan State Co-operative Bank, the code RSCB0013002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the RSCB0013002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"RSCB" represents Rajasthan State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE BANSWARA CENTRAL COOP BANKLTD
Payment Systems Supported by RSCB0013002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—327815026—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Rajasthan State Co-operative Bank in BANSWARA typically follows the RBI holiday calendar. Digital transfers via RSCB0013002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While RSCB0013002 is the valid code for THE BANSWARA CENTRAL COOP BANKLTD at BANSWARA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • THE BANSWARA CENTRAL COOP BANKLTD Contact
- • Address of Rajasthan State Co-operative Bank
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Platform Links
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