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Rajasthan Marudhara Gramin Bank

KHARA BRANCH

IFSC CODE
RMGB0000686
MICR Code 334348260
Branch Code 000686
City / District KHARA
State RAJASTHAN
Office Address MAIN ROAD, N.H. 15, VPO KHARA, TEHSIL BIKANER
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Rajasthan Marudhara Gramin Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KHARA branch of Rajasthan Marudhara Gramin Bank, the code RMGB0000686 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RMGB0000686 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RMGB" represents Rajasthan Marudhara Gramin Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KHARA

Payment Systems Supported by RMGB0000686

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—334348260—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Rajasthan Marudhara Gramin Bank in KHARA typically follows the RBI holiday calendar. Digital transfers via RMGB0000686 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RMGB0000686 is the valid code for KHARA at KHARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • KHARA Contact
  • • Address of Rajasthan Marudhara Gramin Bank
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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