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Rajnandgaon District Central Co-operative Bank

SAHASPUR LOHARA BRANCH

+917741269535

IFSC CODE
RDCB0000026
MICR Code 491853519
Branch Code 000026
City / District SAHASPUR LOHARA
State CHHATTISGARH
Office Address NEAR PANCHAYAT BHAVAN SAHASHPUR LOHARA
Phone +917741269535
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Understanding IFSC Code: The Digital DNA of Rajnandgaon District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAHASPUR LOHARA branch of Rajnandgaon District Central Co-operative Bank, the code RDCB0000026 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RDCB0000026 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RDCB" represents Rajnandgaon District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAHASPUR LOHARA

Payment Systems Supported by RDCB0000026

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—491853519—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Rajnandgaon District Central Co-operative Bank in SAHASPUR LOHARA typically follows the RBI holiday calendar. Digital transfers via RDCB0000026 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RDCB0000026 is the valid code for SAHASPUR LOHARA at SAHASPUR LOHARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SAHASPUR LOHARA Contact
  • • Address of Rajnandgaon District Central Co-operative Bank
  • • MICR Code Finder
  • • CHHATTISGARH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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