Rajnandgaon District Central Co-operative Bank
MUDHIPAR BRANCH
+917820295670
Related Branches
Understanding IFSC Code: The Digital DNA of Rajnandgaon District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MUDHIPAR
branch of Rajnandgaon District Central Co-operative Bank, the code RDCB0000014 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the RDCB0000014 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"RDCB" represents Rajnandgaon District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MUDHIPAR
Payment Systems Supported by RDCB0000014
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—491853512—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Rajnandgaon District Central Co-operative Bank in MUDHIPAR typically follows the RBI holiday calendar. Digital transfers via RDCB0000014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While RDCB0000014 is the valid code for MUDHIPAR at MUDHIPAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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- • Swift Code for Rajnandgaon District Central Co-operative Bank
- • Bank Holiday in CHHATTISGARH
Financial Tools
- • GST Calculator Online
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Branch Context
- • MUDHIPAR Contact
- • Address of Rajnandgaon District Central Co-operative Bank
- • MICR Code Finder
- • CHHATTISGARH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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