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Reserve Bank of India

CAB PUNE BRANCH

+912025538392

IFSC CODE
RBIS0PUPA01
MICR Code
Branch Code PUPA01
City / District PUNE
State MAHARASHTRA
Office Address GANESH KHIND ROAD, NEAR ESQUARE -411016
Phone +912025538392
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Reserve Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CAB PUNE branch of Reserve Bank of India, the code RBIS0PUPA01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RBIS0PUPA01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RBIS" represents Reserve Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CAB PUNE

Payment Systems Supported by RBIS0PUPA01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Reserve Bank of India in PUNE typically follows the RBI holiday calendar. Digital transfers via RBIS0PUPA01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RBIS0PUPA01 is the valid code for CAB PUNE at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

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Platform Links

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