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RBL Bank

MADHURAWADA BRANCH

+912262327777

IFSC CODE
RATN0000602
MICR Code 530176003
Branch Code 000602
City / District VISAKHAPATNAM
State ANDHRA PRADESH
Office Address FIRST FLOOR ( ABOVE STILT ), 262/8 PART, DOOR NO.2 -102/6 197 - HIG, 100FT ROAD MIDHILAPURI VIDA LAYOUT MADHURAWADA VIZAG 530041
Phone +912262327777
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Understanding IFSC Code: The Digital DNA of RBL Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MADHURAWADA branch of RBL Bank, the code RATN0000602 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RATN0000602 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RATN" represents RBL Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MADHURAWADA

Payment Systems Supported by RATN0000602

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530176003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The RBL Bank in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via RATN0000602 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RATN0000602 is the valid code for MADHURAWADA at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • RBL Bank Branch List
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • MADHURAWADA Contact
  • • Address of RBL Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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