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RBL Bank

TRIPURI PATIALA BRANCH

+910221800123804

IFSC CODE
RATN0000268
MICR Code 147176002
Branch Code 000268
City / District PATIALA
State PUNJAB
Office Address RBL BANK LTD, DLF COLONY BANKING LANE, GROUND FLOOR, SCO NO.13, DLF BANKING LANE, TRIPURI, PATIALA-147001, PUNJAB
Phone +910221800123804
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of RBL Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRIPURI PATIALA branch of RBL Bank, the code RATN0000268 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the RATN0000268 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"RATN" represents RBL Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRIPURI PATIALA

Payment Systems Supported by RATN0000268

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—147176002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The RBL Bank in PATIALA typically follows the RBI holiday calendar. Digital transfers via RATN0000268 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While RATN0000268 is the valid code for TRIPURI PATIALA at PATIALA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • TRIPURI PATIALA Contact
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  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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